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Women Are Financially Ignorant No More

Oct 30, 2007
For several centuries, women were kept away from financial affairs. The predominantly patriarchal nature of the world had ensured that the place of the woman was in the house. However, things had been changing for a long while, and the birth of feminism in the twentieth century transformed the way things were. Women began to leave the comforts of the home and go to work. It was not about being forced to go to work. Women now had a choice. And today's women are reaping the benefits of the feminist struggles of yesteryear. The women of today refuse to let themselves be confined to the home. They take their dreams and ambitions seriously and are pursuing successful careers alongside men. Hence, they are also interested in making investments, and one of the most popular investment options is the house.

Frankly, finances are not a matter of gender. So to that extent the title of this article is misleading. In contemporary society where both genders often have identical opportunities for advancement, there should be no room for being sexist about finances. Be it investment, credit, or personal finance. All the same, research has shown some differential orientation to credit and financial risk between the two genders. While that may or may not be true the purpose of this article is to talk about investment and credit.

Real estate offers great opportunity for investment. It is great value for money. Real estate prices seem to be ready to rise forever. Perhaps there is a peak somewhere. But if current trends continue, that peak shall hopefully still be some distance away. That is an invitation for potential investors. However, making sense of all the jargon that floats around the loan and mortgage may not be the easiest thing. It can be a problem for someone who is new to the world of mortgage loans. Thus, it makes sense to contact a mortgage broker who can explain some of the jargon and help you find the best bargains.

The Internet is filled with sites that promise to put potential home buyers in touch with suitable lenders. If you are a woman, you should try to find a site that is specially built for women. Brokers that specialize in women-specific deals are more likely to help you find cheap mortgages that may not be available to you without their help. There might be a number of lenders who come up with deals for women only. Empowerment is still high on the agenda of many organizations. Thus, you should try to look for women-specific deals. You be doing yourself a favor in the bargain.

As for those women who have an understanding of mortgage deals, it helps to look around before selecting the winner. The markets are inundated by some great mortgage deals. However, there are bound to be a few useless ones. Go through the fine print and objectively evaluate each deal. This will be a long term involvement, ensure that you are making the right choice to buy that house.
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