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Cash Advance Payday Loan : Convenience With Less Efforts

Nov 10, 2007
Emergencies do not knock at the door of life before they come. An advance payday loan can be of great help when you need urgent and sudden financial support to deal with an emergency. More often than not, these cash emergencies take place in between your paydays when you have just finished paying off your bills for the month and have barely enough money left to keep body and soul together.

At this stage what can you do if one of your family members has to be rushed to the hospital for urgent medical treatment or if your car breaks down on the middle of the road leaving you stranded? You will need further money to tackle such a situation. Moreover your credit cards might have maxed out and you might not be inclined to ask for help from your friends or relatives. In such a dire situation an advance payday loan will appear like the silver lining on dark clouds.

Payday loan is a short term loan for a maximum amount of $1500 given to borrowers who are in immediate need of cash. Also known as fast cash loan or check advance loan, quick payday loan usually costs between $15 and $30 for each $100 borrowed per two weeks. The loans are given for 15-30 days or until payday. You can take a loan for even $100!

If you do not want to go through a cumbersome loan application process, then opt for cash loan. There is no lengthy documentation, no long waiting hours, no faxing in the application process, and no frustration! The entire process is carried out online, and will take only few minutes. Even the verification for your income status is done online or through phone. Relax at home and get money.

Criteria For No Faxing Loans

Your age should be 18 years or more.
You should possess a US citizenship.
You should be employed in the same firm for at least three months and draw a salary of minimum $1000 every month.
You should have a checking account.

Information Required For Online Application

Your name and address
Telephone numbers
Income details, including your employers name
Bank information such as your account number, name of bank, and others
Photo identification such as driving license.

Once you submit the online application form for these loans, you get the approval within 15 to 20 minutes. If you apply for quick cash advance from Monday to Thursday, you get cash the very next business day. If you apply for this loan on Friday, Saturday, or Sunday, you get the cash on Monday.

Good News For Bad Credit Holders

Instant cash advance has come as a great respite for bad credit holders. At last, they would not have to hear the words of denial from a lending source. Credit check is not required for no faxing cash advance and that is its one of the biggest advantage. Hence, you need not reveal your credit score just for getting a little money.

The most important aspect of these loans is that you need to choose a lender who gives you a fair deal in terms of interest rate as well as fee. For this, you need to search a little on the internet and compare rates and charges. But that is not such difficult work when compared to the convenience of such finance.
About the Author
Cash advance payday loan does not discriminate between good and bad credit holders. Even the eligibility criteria and application process of quick cash advance payday loan is simple and free from frustrating formalities. Visit quick payday loan for more information.
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