Home » Health

What Your Health Insurance May Not Cover

Nov 20, 2007
You have heard of the fine print. How many people ever read it? Those who are getting health insurance benefits should read every piece of paper and more that comes with their policy. You need to understand the coverages you are paying for. When reading through your insurance plans, you will need to watch out for a few things that could limit your care.

Your fine print may state that before you can be treated for even the most routine things, you need to get an authorization code. You also need to make sure that this code is on that your insurance company finds standard. If the code is not approved, you could wind up paying for the care or treatment out of your own pocket. You can appeal their decision not to pay but, it takes a long time and a lot of wasted effort to be told no! Most appeals are never won. You need to make sure that you are covered from the very beginning and know what is expected from you.

From time to time, you may need some surgery to treat a major medical problem. In looking for a surgeon that will be covered under your insurance you also need to find out if the other surgery specialists are covered. You will need anesthesiologists and possibly others to help with your operation. You may have coverage that you think will cover all surgery and surgery procedures but, only covers certain things not all of them. Find out all that will be involved in your particular surgery and make sure it is covered by your plan. Make sure you know everything your coverage will pay for when it comes to surgery. How sick would you feel if you have your surgery and then a bill for other services need to be paid right from your own pocket? Most of us would feel pretty ill.

You may also find that your health care coverage only allows you so many treatments for things. If you need physical therapy after your surgery or an accident and you need more than your coverage allows, you need to be prepared to pay for it yourself. At a time like that you do not need any surprises. You want to follow through with all treatment necessary instead of having to stop because you can not pay for it yourself.

Be informed on everything that your plan does and does not offer. Read through the fine print and then some. Be familiar with everything about your policy. When thinking about having any medical treatment, you need consult your insurance provider about any possible problems that could arise in coverage.
About the Author
Quamrul Polash is an established author and publisher on topics related to affordable health insurance, healthy living. Get a very popular report for FREE at http://info.healthinsurancequoteusa.com To learn much more about affordable health insurance, visit http://www.healthinsurancequoteusa.com
Rating:
Please Rate:
(Average: Not rated)
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Accounting
    • Credit
    • Currency Trading
    • Debt Consolidation
    • Insurance
    • Investing
    • Leasing
    • Loans
    • Mortgage
    • Mutual Funds
    • Personal Finance
    • Stock Market
    • Structured Settlements
    • Taxes
    • Wealth Building
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources