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The Battle Of The Sexes Rages On: Money Management

Dec 9, 2007
In terms of managing money, there is really no adequate set of rules that determines what gender is better at managing their personal finances. Instead, it really is all up to the individual and their own personal finance skills in terms of what makes them better or worse than the next person. The gender roles rarely float over into cash management unless we introduce stereotypes of men and women to the equation, but that is hardly appropriate. Instead, the focus should be on how we can manage money better as a whole.

Men and women tend to need a helping hand every now and then. One of the best ways that men and women have found this assistance is through obtaining cash advances. Cash advances or payday loans are short term loans for small amounts. Unlike some personal loans, the interest for a cash advance is not dragged out over long time periods.

Many cash advance lenders allow the consumer to make their own decisions while offering generous, competent help to all that qualify for their services. They offer payday loans and other quick loan services to anyone that qualifies, male or female, and offers the same competitive rates to everyone that walks through the door or applies online at their web site.

Cash Advances are short-term loans, and usually issued for small amounts between $100 and $1000. Generally the payday loan is paid in installments by direct debit from the borrower's bank account over their next few paydays. Most Aussie lenders allow clients to borrow up to 30% of their net take home pay. If it is their first time applying for a payday advance, often there will be a maximum that can be borrowed based on how much and how often they are paid. The maximum loans for those paid weekly are $200 and those paid fortnightly are $300. If the borrower is paid monthly, they are eligible for $400 or 20% of their pay; whichever is lesser.

Technological advancements have enabled some cash advances to be available online. This is a convenient and hassle free way to achieve quick cash. Online cash advances allow you to conduct your business from the privacy of your own home with as little stress and distraction as you allow. Online loans allow you to get fast cash when you need it, how you need it, and where you need it. They are in business for a reason and that reason is the customer, male or female, and their needs.

Most cash advance loan outlets offer a 24-hour period in which they will connect you with your quick cash loan, with some even offering instant cash in your account within the hour. Often, this is Dependant on the time it takes for the correct investigation of the information provided on your loan application. In most cases this is a quick process and you will receive your loan within 24 hours. Look into all of the possibilities and factor in your own situation before you jump into a particular payday loan.
About the Author
Greg Ellis co-founded Cash Doctors, Australia's largest online payday lender. The founders understand their clients needs intimately, having found themselves in need of fast credit in years gone by. Cash Doctors.
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