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Identity Theft And The Hidden Culprit

Jan 2, 2008
A lot of people trust the internet but a lot especially those who have fallen prey to identity theft have learned the hard way that it doesn't pay to place your credit card number on the internet. Well, not just yet anyway. Credit cards are the convenient answer of upwardly mobile people who want to get their purchases done in the most comfortable, time saving way. And e-commerce is the idea that lets enterprising people set up their products and services over the World Wide Web.

As such, such transactions are mostly done on site with the consumer on the trusting side and risking their private information just for the sake of convenience. Unfortunately, this information isn't safe and can be snatched by equally enterprising money grabbing individuals. They pit computer against computer and the war is won with a few clicks and with the right amount of hacking know-how. Some have even come up with devices that are secretly sold capable of deciphering private codes that are supposedly securely hidden behind the company secure site. What can the consumer hope for in the battle against this form of cybercrime?

It's hard to find the culprits because they find ingenious ways of covering up their tracks including using false ids that is eventually hard to trace down to the user or they can move from one public computer to another, knowing that their footprints in the internet are swallowed up by anonymity. If today's battle against cyber terrorism is being waged, there should equally be something that should be done to protect consumers from falling victims to cyber thieves.

The first line of defense many believe is the ability to monitor your credit standings so you are well aware if someone has been hacking into your credit card. Some hackers make undeniably huge purchases right away and are a dead give away but some are "nibbler's". Just taking tiny bites or purchases that are hardly noticeable but ultimately when summed up come up to a sizable amount too.

You can try using websites that have Consumer credit services that supposedly provide your current credit information for a fee. Knowing what your balance is worth today helps identify if credit theft is happening to you. One should do what they can do to avoid falling victim to identity theft. They may eventually get blacklisted by credit companies although it wasn't their fault or their reputation might be questioned.

So do not throw away personal information such as social security or bank account or billing statements in the trash bin. Somebody might be able to use this for their gains and besmirch your name in the same vein. Be wary of a sudden change of address that is not your doing. You can call your credit card institution and double check every now and then. Never answer spam or register your credit card with websites that are suspicious but tempting. Get more info first. Finally, as much as possible make your credit purchases at the store where you can see who handles your card.
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