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One Month Insurance Cover

Jan 5, 2008
Arranging insurance for a short period can be time consuming, complicated and expensive. Fortunately there are an increasing number of insurance providers that are making the process accessible and affordable. One month insurance cover generally refers to period of 28 days and is a great option for people that want to use a vehicle temporarily without having to tie into a long term contract.

Short term insurance cover is a simple concept that enables you to insure yourself to drive someone else's car. Alternatively you can insure someone else on your vehicle for a short period. Often this can be a very difficult task as it might require you to add a new driver on to your policy or alternatively be added onto someone else's policy. Because you don't have to apply to an existing insurance provider you do not have to wait for a certificate or a cover note to arrive through the post. The majority of temp cover policies can be applied for quickly and an insurance certificate can be printed off immediately. This can give you great peace of mind as you embark on your journey in your borrowed vehicle.

There are a number of benefits to utilising a short term cover policy. As well as benefitting from the speed at which you can arrange cover and the possibility of immediately printing off an insurance certificate there are a number of benefits.

This type of cover is particularly useful if you are going away for the weekend and want to borrow or a vehicle or lend yours to a friend. Daily van insurance is a cost effective way of moving bulky items and could be utilised if you need to take a child to university, move house, take your rubbish to the tip or even if you are planning a trip to IKEA!

Short term insurance cover may be a great option for enabling your children to drive your car. If they are back from university for the summer or need to borrow it for the weekend the length of insurance term can be amended to suit your needs. This may be a great option as it means if an accident was to happen it wouldn't affect the no claims bonus on your existing policy.

Many people also use one month insurance cover to use a vehicle for a holiday. So if you decide to lend your car to a friend so that they can travel to France or for a trip to Scotland they can arrange insurance independently of your policy. This means your no-claims bonus is not jeopardised by your friends bad driving!

The short term insurance cover enables you to arrange coverage for your partner or friend to drive if you become ill. This can be extremely useful if you are admitted to hospital or need to visit the doctor regularly and can't drive yourself. It is also a great option for when your car breaks down and you need to borrow your partner's car to get to work.

Temp cover insurance is also a crucial part of purchasing a car. Short term cover can be arranged so that you can test drive a vehicle legally and when you have purchased a car you can drive it home legally. The speed at which a policy can be arranged on the internet is extremely beneficial. Online policies also allow you to print off the insurance certificate immediately which is likely to bring peace of mind to the test-drive scenario.

Temporary insurance is also a great option if you want to enable visitors to use your car. So if your friends and relatives are visiting from another country for a week or two there is no reason that they should go without using your vehicle. This is generally available for a single day to 28 days.
About the Author
Shaun Parker has been involved in vehicle insurance for many years. He uses his experience to advise people that are looking for one month insurance cover for their vehicle.
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