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Best Protection For Your Best Friend - Dog Insurance:

Jan 5, 2008
We are all protective of our beloved dog but still we do not think of protecting it by getting it insured. The thought only crosses our mind when the dog gets severely injured or gets ill and we have to take the poor animal to the vet. The rising bills will make you wish you had bought dog insurance long ago.

If we are unable to afford vet bills for our pet, at the very least this can mean distress and discomfort for them. In the case of serious illness it can mean that we have to make a very unhappy decision to have Fido put to sleep because the treatment that will save him simply cannot be paid for. Insuring our dog ensures that we are never placed in such an unhappy predicament where we have to choose between our loved pet and our financial security.

Today, great emphasis is being put on taking proper care of your dog. It has become our legal duty to ensure that the dog is given the best care. In case you fail to perform your duty, you might have to face penalties, as severe as getting a criminal record. Government has provided us with NHS where we can go and get medical treatment in case we are financially so strong to pay for our bills, but there is no such institution for dogs. It is up to us to make sure that they live the best possible life.

There is also the liability that we carry for the behaviour of our dog. If our dog runs into the road and causes a traffic accident, we as the dog owner can be held liable for causing the accident. If our dog bit someone, we are liable for the damage and distress that is caused. The cost of dealing with such an instance can be ruinous unless we have a means to pay for the bills that are incurred or be able to pay to defend ourselves legally. Dog insurance policies can be used to cover for any such eventuality.

Sometime we loose our dog or it runs away or just goes missing for some reason. This situation is very distressing for us as well as our family. So we go to every extent we can to get it back. We start a campaign by posting posters everywhere, giving ads in newspapers and on TV sometimes. The cash from the dog insurance in such situations would seem to be the best thing.

Carrying dog insurance makes a great deal of financial sense. It is cheap and easy to arrange, with cover costing pennies a day which when you set that against the thousands of pounds that a vet bill may result in, is all too easy to see the financial arguement for having the policy. Unlike insuring our lives, medical underwriting is kept to an absolute minimum so filling forms should be quick and very easy to do.

The greatest benefit of this project is that it brings peace of mind with it. You no longer need to worry about the behavior of your dog. The dog is unpredictable and so is the pile of bills from the vet. This puts great burden on your financial position and creates such a big hole that it often becomes impossible to fill. With dog insurance at least you do not need to worry about all these things.

If you are getting a car insurance then you should also get dogs insurance. It is less costly and easier to set up. Your chances of getting your claim are much higher then getting your claim for car insurance. Take a minute out of your busy schedule and weigh the pros and cons of getting a dog insurance, you will realize that it is definitely beneficial in the face of legal as well as financial issues.
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