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When You're Living Here, Don't Buy a Car

Jan 16, 2008
There are many factors that you need to consider before you actually decide to buy a car. First, you have to understand your needs. Your vehicle should, first and foremost, be able to serve you to the utmost. Second, you have to think about your future car-related expenses. These include the prices of gasoline and maintenance costs. Without these, your car won't be operational, and you will not be able to use it for such a long time. Most of all, with the car theft cases going up in alarming rate, you may be probably having second thoughts if you're still willing to take the risks.

To help you out with your decision whether you should buy a car or not, take note of places where different car-related issues and problems are rampant.

1. Stay away from cities and states with extremely high gasoline prices.

No matter how good you are in driving or how safe your neighborhood will be, you're still going to be having headaches if you are currently living in or traveling to states that have extremely high gasoline prices. They can absolutely drain your pockets and break your bank accounts. They will increase your expenses every month. Indeed, you're at the mercy of the different gasoline stations. If you want to make your budget become more manageable, it may pay to reconsider purchasing car if you're residing in Hawaii, Alaska, and California. These states have the most expensive prices for gasoline, even 9 times higher or more than those of other states. It will make matters worse if your car doesn't really have an efficient fuel economy. You can be spending hundreds even for a day, especially if you're depending on your car to get you from one point to another.

2. Avoid states with the costliest auto insurance.
By now, you have a good idea that your car needs to be insured if you want to guarantee that you're still going to get something just in case that you meet an accident or you get yourself injured because of collision. But do you know that you can actually help yourself lower down your premium simply by avoiding places with the costliest packages? The District of Columbia, New Jersey, and New York are four examples of locations with the highest prices for auto insurance. There's a good explanation for that. Sad to say, in these cities, you can find the worst drivers who are never afraid to compete with you in freeways or even give you the right of way when you badly need one. It means that there is a very big possibility that you will get yourself in an accident, which spells more spending for these insurance companies.
In the end, the decision of purchasing a car still rests upon you. Definitely, if you badly need one, you wouldn't mind paying extra costs or dealing with nasty drivers. However, if push comes to shove, the best thing that you can do is to move.
About the Author
Mark Robinson writes for Auto-Loans.GuideFin.com. Visit his website for information about student car loans.
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