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Where to Find Car Insurance

Jan 24, 2008
There are many avenues to finding car insurance that didn't exist thirty years ago. In fact there are more car insurance companies to choose from now. The greatest thing about being able to choose is to find the correct insurance for you. You are able to shop around, get free quotes and decide on what is best rather than going with what is available. When you look for car insurance there are three main places people usually go to for coverage.

First most of us will head to the internet to do a search for car insurance. The internet is one of the best places to find any type of service or product that we need. Car insurance is no different. You have over twenty different companies you can choose from on the internet. The great thing is you can check all twenty and then compare quotes in as little as an hour if you are in a mind to do so. Usually it takes about three or four quotes before you really find the best deal.

There are many companies to choose from such as Geico, State Farm, Progressive, and Allstate. When you are searching for car insurance on the internet there are a few things you need to be aware. Sometimes they don't always offer insurance for your state or at least include the specifics for your state. For instance in some states it is required that you name anyone who you may allow drive your car and you also have to include their social security numbers. This could potentially raise your rate or cause a problem if there is an accident and you are not driving.

The internet offers a wonderful portal for you to find car insurance, but once you have narrowed down the list you should really take the time to speak with an agent. The agent is going to be able to help you finish the fine points of the policy. You can always sign the contract via the website after you have spoken with an agent, but you should always have your questions answered before you head into the final process.

The second place to look for car insurance is of course the phone book. It is a tried and true method for many of us. You will find that in the phonebook you will find agency offices in your town or city rather than dealing with an inanimate object. This can make you feel more comfortable, especially if you stop by the office to discuss the insurance needs you have. Most often these offices also take care of other insurance over and above car insurance.

The last place to find car insurance is by word of mouth through friends and family. Many of us like to know we are headed into an office or to an online car insurance company that is often right for us. We like to have reviews from people we can trust. The friends of family source is a great way to determine this.
About the Author
Mark Robinson writes for Auto-Loans.GuideFin.com. Visit his website for information about car insurance.
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