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When Planning A Retirement Strategy You Need To Set Goals

Jan 26, 2008
When you first consider planning retirement strategy, you probably think of buying new golf clubs, or maybe listing all the places you want to travel to. While these are a good start, you need to consider how you will spend your time when you aren't heading out the door to work every morning.

Retirement can be the most active part of your life. You have the time to travel, or pursue hobbies that you never had the time for while you were working. When you properly plan your retirement strategy, you'll find that retirement gives you the freedom to explore everything that life can offer. To prepare for a great retirement, you need to set goals to make sure you stay on track. But not all retirement goals involve money.

One important aspect of planning for your retirement is your health. You can start today planning to have a healthier body. You might enroll in a Yoga class, or start taking a daily walk around your neighborhood. If you need to lose some weight, you can develop a plan for that as well. You want to be as healthy as possible when you retire, so you won't be limited in what you can do once have the time to start enjoying your life. So one of your first goals could be to maintain or improve your overall health and fitness.

If you have been neglecting getting medical checkups, and visiting your dentist? Start now to keep regularly scheduled visits with your doctor and dentist. This will help you stay in top shape and might help you get reasonable health insurance rates as you get older.

Another important area you might want to look at is your friendships and social relationships. Once you retire, you won't have the day to day conversations around the water cooler that you enjoy with your colleagues. Start making time for friends and family, even if it is just a quick call or a once a week lunch meeting. This will keep you in touch with the people that you care about, and help make sure they are there for you when you have the time to spend with them. Another important goal is to keep in contact with the people that are important to you.

Planning your retirement strategy also means getting control of your finances, and keeping track of where your money is going. You need to keep a detailed list of all your assets, your benefit plans, social security, and any other sources of income you might have when you retire. You will also need to know where your money goes, so you need a detailed list of all your liabilities such as debts, loans, etc. Financial goals are the most common when planning a retirement strategy.

Take the time to sit down and envision your perfect retirement. Think about the things you want to do, and who you want to do them with. Planning a retirement strategy is about looking into the future to see how much health, money and companionship you'll need to live the way you want.
About the Author
Are you really ready to retire? I've collected the information you need to enjoy the retirement you deserve.Get our free report- How to Supercharge Your Retirement. Visit www.RetirementPlanningHandbook.com
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