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What to Know Before Buying a Home

Feb 4, 2008
Buying a home is a very exciting time. You not only get to look at many beautiful homes on the market but you also have the opportunity to invest in your future.

It's easy to get swept up in the idea of your perfect dream home and while that is the main goal, there are a few things to keep in mind before you make such a major purchase.

People tend to buy houses once they are ready to settle into one area for at least two or three years. If you are the type that moves around a lot, buying may not be the best option for the time being, as there are many costs associated with buying and selling and it could end up costing you in the long run.

Credit reports should also be collected at least three months before any purchase. This will help you know what your history says about you when it is time to apply for a mortgage.

Look over the reports carefully and make sure that they are accurate. Then work on paying off any debts that the reports show.

It is also a good idea to get pre-approved for a mortgage before you start the house hunt. This will save you from looking at homes that you can not really afford and it can also expedite the final sale, as you will be in a better position to make an offer.

It is easy to get carried away with the many homes that are on the market and you are going to of course want the very best.

But it is important to remain realistic beforehand and know what you can actually afford before you start looking. This will help you keep your budget in mind when you are looking at homes that are gorgeous but that may be just out of your price range.

School districts are a huge hot spot for home buyers. This is because they are considered an excellent location. Try to find a home with at least one school nearby. Even if you do not have children, this will be a huge bonus if there ever comes a time to sell the home.

Once you have found a house that you want to buy, familiarize yourself with the neighborhood and more specifically, what homes have sold for in the neighborhood.

If homes are being sold for above asking price, it can help ensure that someone else is not outbidding you. On the other hand, if homes are going for less than the asking price, it can save you quite a bit of money.
About the Author
Paige Martin is award winning Houston realtor. Her website features 500+ pages of data and lists all Houston Loftss for sale, including the fantastic Bayou Lofts. Paige is a member of the Houston, Texas, and National Assoc of Realtors. Paige Martin, Martha Turner Properties.
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