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Proper Financing For Lasik Surgery

Feb 6, 2008
LASIK surgery in Houston Texas has experienced something of an upswing, largely due to the fact that so many surgeons have opened shop in the long horn state. Another reason is that, after pricing, residents have been able to find proper financing to achieve their goals of improved eyesight.

In its infancy, many couldn't afford the surgery, particularly since insurance companies consider it a cosmetic procedure and won't pay for it. During that time, it would seem that the Laser Lasik Houston patient would be few and far between.

Couple this with the knowledge that it can cost upwards of a few thousand dollars per eye, surgery was well out of reach for the average consumer.

If a Houston Lasik surgeon promises a nominal free per eye (like $249 dollars or something similar) beware. Most Lasik packages include any enhancements you will need, as only a small percentage of people have eyes healthy enough to under go Lasik surgery in Houston Texas once. In other words, the price may not include enhancements, which you may need if you have problems after the procedure is over.

Today, things have changed as Houston Lasik surgeons can now offer clients a huge array of options when it comes to helping patients with financing.

In regards to current procedures, vision improvement seekers can typically pay between $130-430 a month depending on what kind of plan you sign up for.
Any reputable Houston Lasik surgeon can refer you to a finance company that can arrange a plan that suits your needs. A patient can also opt to go to a finance company independent of his or her physician, but you have to make sure that their surgeon approves them.

Some financing plans vary, allowing you to pay for your surgery over periods of months or years. For long drawn out payments, Laser Lasik Houston clients may have to make payments with interest rates as high as 23.99%, and in some cases, a deposit may be required. Interest can also depend on the customer's credit score.

Applying for financing should be simple for a patient, and is no different than obtaining a regular loan. Some surgeons offer payment plans through high profile and reputable companies, making it a bit easier on you.

Another option for a patient is to apply for a loan online. This allows a greater ability to comparison shop. If you qualify, you will probably receive a confirmation of acceptance the next day.

Don't let the cost of Lasik Surgery in Houston Texas scare you away from improving your vision once and for all. Check into the numerous financial choices at your disposal then talk them over with a qualified Houston Lasik surgeon!
About the Author
At the International EyeCare Laser Center, our doctors practice LASIK only - we are specialists. Dr. Charles Moore is instrumental in the design and development of LASIK diagnostic and surgical equipment. For more information visit our site: http://www.texaslasik.com/
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