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Federal Gap Insurance Program For Kids

Feb 6, 2008
Insure Kid's Now is a national campaign created to bring awareness and to help insure millions of children in the United States. Many are not aware of the plan and what it offers for many families. The program the campaign is promoting is the State Children's Health Insurance Plan (SCHIP). Insurance is an important topic for many families. With nearly 47 million people uninsured in America, the need for a gap program such as this couldn't have come at a more crucial time.

Many might ask why health insurance is so important for children and teens. Research shows that children who have health insurance are more likely to receive needed immunizations that prevent disease. They are more likely to receive treatment for recurring illnesses like ear infections and asthma. They have access to preventive care and therefore get sick less often and get treated when they do get sick.

Children who have health coverage they are more likely to be healthy. Healthy children tend to do better in school. Children with health insurance are less apt to miss school very often due to illness. Helping children stay healthy will help them to be ready to learn and contributes to their overall well-being.

Through this program, children have the benefit of seeing the same doctor every time they get sick. Parents do not have the worry about cost. Children can get the needed immunizations and well-child visits required for school attendance and to participate in extra-curricular activities such as sports.

The program is provided a low or no cost. The plan varies from state to state depending on a family's income. If there are charges, they are quite low. The plans are funded by federal and state tax dollars. Some states require a premium or co-payment for the program.

Families who have working parents who are not able to get work through their employer are usually eligible for this program. The majority of children that are covered through the program come from working families. Children are covered up until their nineteenth birthday. If your family is already covered by Medicaid then you are not eligible for this program.

It's very easy to apply for the program. In most states, there is a short application to be completed. You can also contact the program directly in your states if you are unsure about how to fill out the application. In most states, you can even apply over the phone without having to take time off from work.
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For more information about health insurance reform, visita href="http://www.webhealthcoveragenic.com/">http://www.webhealthcoveragenic.com/
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