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Five Ways To Avoid The Unnecessary Stress When Buying A Vehicle

Feb 8, 2008
A vehicle used to be something that you could do without. Nowadays, with the emergence of soccer moms and baseball dads, you need something reliable that can take you from Point A to Point B in a jiffy. In this case, using public transportation just won't cut it, especially if it doesn't extend to where you need to go.

Looking for a vehicle is like looking for employment. It can take hours, days or even weeks before you find the right fit for you. Here are some suggestions to make your experience stress-free:

1.Do your homework and look for new vehicle prices online. You can also find incentives and rebates. It's a good idea to bring in price quotes from another place. This way, you have a heads up on what price range you're looking for.
You may be able to get a better deal this way.

2.If you have to get a car loan from a dealership, take a copy of your credit score with you. If your score is good or above, you have a chance of getting a good interest rate for you loan. This way, the dealership won't be able to pull the wool over your eyes.

3.If you can wait, some of the best times to get a good deal on a vehicle are between July and October. Also, during the Christmas season is another good time to get a vehicle. During these times, the dealerships are trying to get rid of their excess inventory to make room for next year's models. At Christmas time, not many people are out shopping for a car because they're too busy getting presents. These are the times that dealerships are more generous in negotiating a deal.

4.If the salesperson advises you that your financing didn't go through and you need to add more money to the loan, think twice before doing that. A lot of times, they just want an excuse to get your credit score.

5.In a case where the additional features for the vehicle have to be ordered, you may be asked to fork over $500 - $1000 as a deposit on the vehicle. If you have to do that, try to stick with $500 and if you can, pay with a credit card. You're better covered this way than you would be if you paid by check. The dealership may try to get more money out of you by telling you that there was a price increase on the vehicle. With a credit card, there is room for dispute; if you write a check, you may have a hard time getting the excess money back.

If you need a new vehicle, don't wait until your other one doesn't run any longer. You should give yourself ample time to shop around for one that you like and is economically feasible for you. It's also a good idea to not purchase a vehicle when you needed one yesterday. The salesman can see right through that and will take advantage of the opportunity to suck whatever they can out of you.

Following these suggestions will give you a clear understanding and also relieve you of unnecessary frustrations.
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