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| Chris Esposito's Articles |
Articles 1 - 20 of 96 |
- Understanding The Closing Costs For An Owner Builder Construction Loan
Aug 26, 2009
After an owner builder navigates through the labyrinth of qualifying, it will be time to close on the loan. This is essentially where you sign a...
Category: Mortgage
- Going Green With Home Renovation Loans: The Managerial Art Of Building Equity
Jul 28, 2009
With the economic downturn, more and more people are opting for home renovation loans to rehab their existing property instead of purchasing a new...
Category: Home Improvement
- The Home Renovation Loan Timeline and the #1 Mistake Most People Make
Jul 21, 2009
The number one mistake that most people make with their home renovation loans is not allowing enough time to get through the process. Renovating a...
Category: Home Improvement
- The Holy Grail of DIY Projects - Home Renovation Loans
Jul 17, 2009
If you enjoy working around the home and doing various DIY projects, then maybe you're ready for the Holy Grail of DIY - a home improvement project...
Category: Home Improvement
- What Should You Expect to Pay in Closing Costs for Home Renovation Loans?
Jul 3, 2009
When looking for home renovation loans for a home improvement project, you will undoubtedly want to compare financing programs and closing costs....
Category: Mortgage
- The Ethical Side of Credit Restoration
Jun 29, 2009
Is it ethical to remove legitimate, bad credit from your credit report? Of course it is. The credit rating system in the U.S. has not been kind to...
Category: Credit
- The 9 Basic Steps to Home Rehab Loans
Jun 26, 2009
Home rehab loans give you the chance to fix up a home and earn a lot of instant equity in the process. However, the loan process is more involved...
Category: Real Estate
- The Hidden Gems: Underpriced Homes Needing Minor Improvements
Jun 22, 2009
We've all seen the news of the homes in Detroit selling for $100, requiring massive home improvement work. These may be great deals for the right...
Category: Home Improvement
- 15 Huge Credit Myths - And Why the Bureaus Prefer They Stay Hidden
Jun 16, 2009
In the past, people could only guess at what helped or hurt credit scores. The creators of the credit scores maintained a shroud of secrecy about...
Category: Credit
- Fannie Versus The Government: Who Has the Best Home Renovation Loans?
Jun 14, 2009
When considering a home improvement project, most people will need to turn to a home renovation loan to finance the desired repairs and upgrades....
Category: Mortgage
- How Your Credit Scores Are Calculated - The 5 Main Factors You Need To Know
Jun 12, 2009
When most of us think of scores, we think of the straightforward systems used in sports or in school tests. Credit scoring isn't nearly so easy,...
Category: Credit
- Quantifying The Real Cost of Bad Credit
May 25, 2009
What is the real cost of having bad credit? Let's take a quick look at automobile financing and mortgage loans to see if we can't put some specific...
Category: Credit
- Credit Scores - What is Good, What is Not?
May 20, 2009
What is a good score? Unfortunately, there is no one answer to this question. The simple answer is: it depends. We all know that the higher the...
Category: Credit
- The Home Renovation Loan Appraisal - What You Need To Know Before Your Financing Gets Denied
May 17, 2009
The appraisal is just as important to your home renovation loan qualification as your income, assets and credit. The appraisal for a home to be...
Category: Mortgage
- The Lesser Known Uses of Your FICO Credit Scores
May 15, 2009
Everyone knows that the FICO credit scoring system's main purpose is to predict your probability of defaulting on a loan. However, there are...
Category: Credit
- 20 Do's and Don'ts of Home Renovation Loans
May 12, 2009
If you are considering a home renovation loan to finance your new home improvement project, then you need to go into the process as prepared as...
Category: Mortgage
- Your Credit Score - How It Works and Why It's So Important
May 10, 2009
One thing that everyone must know about their credit scores is that you don't have just one credit score - you have many credit scores. And, these...
Category: Credit
- What You Need to Know About Building Permits Before You Begin Your Home Improvement Project
May 9, 2009
Almost every county has a local department to review house plans and issue permits for home improvement projects. If you're hiring a home...
Category: Home Improvement
- The Great Unknown: The FHA 203(k) Home Rehab Loan
May 7, 2009
FHA insured loans have spiraled upward in popularity with the demise of the sub-prime mortgage market. So, how is it that the FHA 203(k) program is...
Category: Mortgage
- Credit Cards - A Necessity and a Potential Evil
May 4, 2009
Credit cards are useful, often necessary for making hotel reservations, buying something online, or even getting the best exchange rate when...
Category: Credit
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