Living Within Your Means & Liking It: The Latte' Factor
By Rick London

When I was a younger man, and finally able to afford, at least some of the things I wanted and/or needed, I became a big fan of frivolous spending. I had to have that new issue of Esquire, that personal trainer at the gym (not just the gym), an office in a better location, a more trendy breed of dog or cat, live in a nicer neighborhood, and, of course, later, "My morning Starbuck's". I "had arrived". The "American Dream", or so I so wanted it to be so. It would not be the case.

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