Why declaring bankruptcy by yourself isn't the right move
By Josh Ramos

If bankruptcy has been on your mind, then you are obviously in a serious financial mess. You're struggling to pay your monthly bills because you have accumulated too much credit card debt due to uncontrolled spending. Or perhaps you have to pay back hospital bills because of an unexpected medical emergency. In any case, you're in tough circumstances and probably feel that you could not take on any more bills at this point.

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